You borrow what you want as you go, however you’re borrowing with a variable rate of interest, so costs can go up over time. Before researching renovations that might add the most value to your home, decide how much you can afford to spend and the way you’ll pay for the renovations. Making the whole exterior pop with a new coat of paint may help, too. In a survey of Zillow Premier Agents, 77% really helpful sellers paint their house. The Zillow paint examine found white is the most effective color for kitchens, grey is well-suited to residing rooms and darkish blue bedrooms appealed to consumers.